FHA Loans

FHA LoanFHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.  If you choose an FHA loan, you pay for mortgage insurance which protects the lender in the event of a default.

FHA loans are an attractive option, especially for first-time homeowners:

  • You dont have to have perfect credit
  • Generally easier to qualify for than conventional loans.
  • FHA Loans require a much lower down payment that most other loan types.
  • Cannot exceed statutory loan limits.
Contact Us To Learn More About FHA Loans – or Call 208-854-7800