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  • Why Choose Us Over The Big Banks For Your Home Mortgage

    When looking for a home loan, most people go to either a mortgage broker or a big bank.    There are, of course, pros and con’s to each, so our home loan experts here at Capital Mortgage have come up with some things for you to consider when choosing where to get your home mortgage […]

  • Things Not To Do When Applying For A Home Mortgage

    What NOT To Do When Applying For A Home Mortgage

    Over the years we’ve helped hundreds if not thousands of home buyers in Boise and surrounding areas in Idaho get approved for a home mortgage. Unfortunately, during that time we’ve seen many well-intentioned people make poor decisions during the process that either disqualified them or made the process more difficult than it had to be. […]

  • What You Need To Know About HARP

    If you are underwater with your current home loan, then you may have heard about “The Home Affordable Refinance Program (H.A.R.P.)” or HARP 2.0. HARP is a federal-government program designed to help homeowners refinance at a lower mortgage rates when they owe as much or more on their home loan than their home is worth. […]

  • Mortgage Loan Boise

    Loan Program for Self-employed Borrowers

    In Idaho, there are many self-employed individuals have great income, but don’t have the pay stubs or tax returns to show mortgage lenders.  So are there any options for the self employed looking for a home loan? The answer to that question is yes!  There are several banks that lend in Idaho that offer programs […]