• 2018 Mortgage Rate Forecasts

    As of the writing of this article, home mortgage rates in Boise are holding steady at around 3.94% for a 30 year fixed, and about 3.36% for a 15 year fixed. Those figures are very close to what the rates were last year at this time, and moving into 2018 most industry experts are forecasting […]

  • Is A Reverse Mortgage Right For You?

    We often get questions from clients who have seen or heard something about a reverse mortgage on TV or radio ad.  In this blog post we’d like to explain what a reverse mortgage is and if it might be right for you. What exactly is a reverse mortgage? A reverse mortgage is a home loan that […]

  • Save Cash With An Adjustable Rate Mortgage

    What Is An Adjustable Rate Mortgage (ARM)? If you’ve been looking for a home loan or thinking about refinancing, then you’ve probably noticed the option of getting an adjustable-rate mortgage (ARM) instead of a fixed mortgage.  An adjustable rate mortgage is a loan with an interest rate that is adjusted periodically based on the credit […]

  • Need A Home Loan In A Hurry? – Call Capital Mortgage!

    We often get calls or visits from potential home buyers who have been casually looking at real estate listings online, or stopping by an open house here and there, when the unexpected happens.  They find it…the one… a home in a great location, with a perfect layout and just the right size, listed at a price that’s […]

  • Things Not To Do When Applying For A Home Mortgage

    What NOT To Do When Applying For A Home Mortgage

    Over the years we’ve helped hundreds if not thousands of home buyers in Boise and surrounding areas in Idaho get approved for a home mortgage. Unfortunately, during that time we’ve seen many well-intentioned people make poor decisions during the process that either disqualified them or made the process more difficult than it had to be. […]

  • What You Need To Know About HARP

    If you are underwater with your current home loan, then you may have heard about “The Home Affordable Refinance Program (H.A.R.P.)” or HARP 2.0. HARP is a federal-government program designed to help homeowners refinance at a lower mortgage rates when they owe as much or more on their home loan than their home is worth. […]

  • Mortgage Loan Boise

    Loan Program for Self-employed Borrowers

    In Idaho, there are many self-employed individuals have great income, but don’t have the pay stubs or tax returns to show mortgage lenders.  So are there any options for the self employed looking for a home loan? The answer to that question is yes!  There are several banks that lend in Idaho that offer programs […]