• Most Affordable Mortgages in Boise, ID.
    Call For A Free Quote: 208-854-7800

    Your Home Loan Is Just A Few Clicks Away!

    If are you searching for a mortgage lender in Boise, Idaho, please contact our local mortgage experts at Capital Mortgage, LLC. Here you will be treated like a person, not a number.  We will help you understand and navigate this seemingly complicated process.  Everyone needs someone they can count on to make this dream into reality.  Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing that you have some of the most experienced and capable home loan lenders working for you.

    We’re aware of the complicated steps that go into obtaining a mortgage and we know they can be quite intimidating.  Our experience and knowledge of the business will give you the calm you need to navigate this process successfully.  Our services are readily available to the residents of Boise, and we take pride in our commitment to client satisfaction. When you choose to take advantage of our capable services, we’ll pledge to perform our duties with unrelenting diligence and professionalism.

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  • Why Choose Us

    • Highly Experienced.
      We’ve been originating loans since 2003 and am very familiar with the lending process.
    • Quick Response.
      We answer the phone when you call, and we’re easy to talk to.
    • Dedicated To Client Satisfaction.
      We are proud to report a 90% + customer satisfaction rating from our previous clients.
    • Best Possible Rates.
      Unlike big banks, we are not limited to one company’s pricing.  We work with dozens of different lenders, shopping the market to find the best rates for you and your circumstances.
    • Specializing in Self-Employed.
      If you are an entrepreneur, self-employed, or a commission based worker, we can make sense of multiple tax returns and deductions to maximize your loan amount and chances for approval.
    • Free Advice.
      Most important, if you need advice from an experienced professional regarding a real estate or mortgage related topic, just give us a call.  There is no cost and no obligation.
  • Philosophy

    Our Philosophy

    We are mortgage brokers for a reason, to SERVE YOUR NEEDS!  Banks are limited to their program guidelines and the additional restrictions that they place on borrowers.  As a mortgage broker, we are not limited to one set of program guidelines.  We have the flexibility to work with literally dozens of lenders with varying program guidelines and interest rates.  If you have a challenging situation, we can finance you.  If your loan is straight forward, due to our ability to shop multiple lenders, you will find our rates to be the lowest around.

    As a mortgage broker, all of our fees are FULLY DISCLOSED and we give you a credit to cover some or all of your closing costs.  So, if you are looking for FLEXIBILITY, the BEST RATE for your situation, with the LOWEST CLOSING COSTS, you have found the right place.  Give us a call and find out how great it is to work with a mortgage broker.

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    Our Services

    Our Services

    • FHA Loans
    • Fixed Rate Mortgage (FRM)
    • Home Affordable Refinance Program (HARP)
    • Idaho Housing
    • Interest Only Loans
    • Jumbo Mortgage Loans
    • Mortgage Loans
    • Refinancing
    • Residential Mortgage Loans
    • Reverse Mortgage Loans
    • Rural Development
    • Section 184 Native American Home Loans
    • USDA Rural Development Loans
    • Veterans Administration Loans

Special Program Offer!

For VA loan for borrowers with good credit and loan amounts over $200,000. We will guarantee the lowest rate available!

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  • Top 5 Home Buying Mistakes & How To Avoid Them

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    Loan Program for Self-employed Borrowers

    In Idaho, there are many self-employed individuals have great income, but don’t have the pay stubs or tax returns to show mortgage lenders.  So are there any options for the self employed looking for a home loan? The answer to that question is yes!  There are several banks that lend in Idaho that offer programs […]

What Our Clients Say About Us

Gail Taylor has been my go to person any time I needed a loan and also for any questions regarding a loan. She is very responsive and knowledgeable. This is why I have been working with Gail for almost seven years now and never thought about going anywhere else. I have also recommended Gail to all of my friends and family. Vedad K.- Boise, ID

Todd worked really hard to find the best refinance option for me, I would highly recommend him. Todd E. –  Homeowner in Boise, Id

I’ve known and done business with Capital Mortgage for 5+ years, but it only took one consultation to realize that their team understands the mortgage industry backwards and forwards.  They are professional and hard working, its been a pleasure doing business with them over the years. Ed L. – Realtor in Meridian Id

I got quotes from Quicken Loans, and Wells Fargo.  I did not like dealing with someone only over the phone, and clear across the country, and the fees my bank wanted to charge were outrageous.  When I called Todd, he answered all my questions, and got me a loan I am very happy with.  John S. –  Homeowner in Nampa, Id