• Most Affordable Mortgages in Boise, ID.
    Call For A Free Quote: 208-854-7800

    Your Home Loan Is Just A Few Clicks Away!

    If are you searching for a mortgage lender in Boise, Idaho, please contact our local mortgage experts at Capital Mortgage, LLC. Here you will be treated like a person, not a number.  We will help you understand and navigate this seemingly complicated process.  Everyone needs someone they can count on to make this dream into reality.  Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing that you have some of the most experienced and capable home loan lenders working for you.

    We’re aware of the complicated steps that go into obtaining a mortgage and we know they can be quite intimidating.  Our experience and knowledge of the business will give you the calm you need to navigate this process successfully.  Our services are readily available to the residents of Boise, and we take pride in our commitment to client satisfaction. When you choose to take advantage of our capable services, we’ll pledge to perform our duties with unrelenting diligence and professionalism.

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  • Why Choose Us

    • Highly Experienced.
      We’ve been originating loans since 2003 and am very familiar with the lending process.
    • Quick Response.
      We answer the phone when you call, and we’re easy to talk to.
    • Dedicated To Client Satisfaction.
      We are proud to report a 90% + customer satisfaction rating from our previous clients.
    • Best Possible Rates.
      Unlike big banks, we are not limited to one company’s pricing.  We work with dozens of different lenders, shopping the market to find the best rates for you and your circumstances.
    • Specializing in Self-Employed.
      If you are an entrepreneur, self-employed, or a commission based worker, we can make sense of multiple tax returns and deductions to maximize your loan amount and chances for approval.
    • Free Advice.
      Most important, if you need advice from an experienced professional regarding a real estate or mortgage related topic, just give us a call.  There is no cost and no obligation.
  • Philosophy

    Our Philosophy

    We are mortgage brokers for a reason, to SERVE YOUR NEEDS!  Banks are limited to their program guidelines and the additional restrictions that they place on borrowers.  As a mortgage broker, we are not limited to one set of program guidelines.  We have the flexibility to work with literally dozens of lenders with varying program guidelines and interest rates.  If you have a challenging situation, we can finance you.  If your loan is straight forward, due to our ability to shop multiple lenders, you will find our rates to be the lowest around.

    As a mortgage broker, all of our fees are FULLY DISCLOSED and we give you a credit to cover some or all of your closing costs.  So, if you are looking for FLEXIBILITY, the BEST RATE for your situation, with the LOWEST CLOSING COSTS, you have found the right place.  Give us a call and find out how great it is to work with a mortgage broker.

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    Our Services

    Our Services

    • FHA Loans
    • Fixed Rate Mortgage (FRM)
    • Home Affordable Refinance Program (HARP)
    • Idaho Housing
    • Interest Only Loans
    • Jumbo Mortgage Loans
    • Mortgage Loans
    • Refinancing
    • Residential Mortgage Loans
    • Reverse Mortgage Loans
    • Rural Development
    • Section 184 Native American Home Loans
    • USDA Rural Development Loans
    • Veterans Administration Loans

Special Program Offer!

For VA loan for borrowers with good credit and loan amounts over $200,000. We will guarantee the lowest rate available!

Latest From The Blog

  • Is A Reverse Mortgage Right For You?

    We often get questions from clients who have seen or heard something about a reverse mortgage on TV or radio ad.  In this blog post we’d like to explain what a reverse mortgage is and if it might be right for you. What exactly is a reverse mortgage? A reverse mortgage is a home loan that […]

  • Need A Home Loan In A Hurry? – Call Capital Mortgage!

    We often get calls or visits from potential home buyers who have been casually looking at real estate listings online, or stopping by an open house here and there, when the unexpected happens.  They find it…the one… a home in a great location, with a perfect layout and just the right size, listed at a price that’s […]

  • Why Choose Us Over The Big Banks For Your Home Mortgage

    When looking for a home loan, most people go to either a mortgage broker or a big bank.    There are, of course, pros and con’s to each, so our home loan experts here at Capital Mortgage have come up with some things for you to consider when choosing where to get your home mortgage […]

What Our Clients Say About Us

Steffani, I have to admit that I was skeptical that you could do what others couldn’t. You and your team have far exceeded my expectations from day one. You have been great to work with and you’re focus, attention to detail and efficiency were an over the top a display of excellence You are always willing to not only take my calls but proactively reach out to me as well.

Thank you so much for doing so much for me on this loan. I have already been sharing with friends and family how great it has been working with you. I will absolutely be referring everyone that I can to you and your awesome team! Thank you Jerry D. – Boise, ID


Gail Taylor has been my go to person any time I needed a loan and also for any questions regarding a loan. She is very responsive and knowledgeable. This is why I have been working with Gail for almost seven years now and never thought about going anywhere else. I have also recommended Gail to all of my friends and family. Vedad K.- Boise, ID


Todd worked really hard to find the best refinance option for me, I would highly recommend him. Todd E. –  Homeowner in Boise, Id


I’ve known and done business with Capital Mortgage for 5+ years, but it only took one consultation to realize that their team understands the mortgage industry backwards and forwards.  They are professional and hard working, its been a pleasure doing business with them over the years. Ed L. – Realtor in Meridian Id


I got quotes from Quicken Loans, and Wells Fargo.  I did not like dealing with someone only over the phone, and clear across the country, and the fees my bank wanted to charge were outrageous.  When I called Todd, he answered all my questions, and got me a loan I am very happy with.  John S. –  Homeowner in Nampa, Id